Which of the following is covered under crop hail coverage?

Crop hail insurance is specifically designed to protect farmers against losses due to hail damage to their crops. While it provides a safety net for weather-related damages, it typically does not extend coverage to certain risks that are considered outside of its primary focus.

Vandalism and theft are indeed covered under crop hail insurance. This aspect of coverage acts as a safeguard for farmers against losses caused by criminal activities that might affect their crops, creating an essential layer of protection in addition to climate-related risks. Farmers are often vulnerable to these types of damages, making it important for insurance policies in agricultural sectors to include provisions for such risks.

In contrast, flood damage, earthquake damage, and insect infestations fall outside the standard scope of crop hail insurance. Flooding is usually covered by separate flood insurance policies due to its distinct nature, while earthquake damage is often addressed separately as well. Insect infestations typically fall under a different category of agricultural insurance, focusing on pest management and crop protection issues rather than hail-related damages.